First Summit Financial
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Let Us Help You Grow Your Business

Life • Annuities • Long Term Care • Disability • Life Settlements

First Summit Financial is a national marketing organization who specializes in serving the independent insurance and financial professional. Our goal is to help you grow your business and increase revenue. Let’s build a better tomorrow together!

  • Universal Life
  • Individual Life
  • Survivorship Life
  • Term Life
  • Interest Sensitive Whole Life
  • Traditional Whole Life
  • Unisex Pension Whole Life
  • Unisex Pension Participating Universal Life
  • Payroll Deduction Life
  • FED and Military Payroll Deduction
  • Simplified Issue to $250,000
  • Single and Multi-Year Rate Guarantees
  • Qualified Annuities
  • Non-Qualified Annuities
  • Fixed Annuities
  • Equity Index Annuities

  • Variable Annuities
  • Indexed Variable Annuities
  • Single Premium Immediate Annuity
  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Traditional Products
  • Asset-Based Products


  • Individual - High Limit / Excess Disability
  • Impaired Risk
  • Guarantee Issue/Guarantee to Issue 
  • Multi-Life – List Bill
  • Key Person
  • Business Continuation – Disability Buy/Sell

  • Business Overhead Expense
  • Professional
  • Blue Collar
  • Payroll Deduction
  • Group

Call us to learn more about the value of the life insurance you no longer need.

The Process:

  • Deciding to Sell – Before making a decision, the policyholder and their beneficiaries must make a conscious decision to pursue this option.
  • Determining Eligibility – There are certain specifics that determine if an individual will qualify such as premiums, the life expectancy of the insured, and the death benefit. These factors will be used to determine how much the policy is worth at no cost to the insured.
  • The Offer – The offer is sent to the insured. It is more than the price, but less than the death benefit.
  • Acceptance – If the amount offered by the licensed buyer is acceptable to the policy seller, they can choose to accept and request the required documents to move forward.
  • Securities offered through Concourse Financial Group Securities
  • Concourse Financial Group Securities has 1:6 Employee to Advisor Ratio
  • Technology Solutions to help your practice, enhance your search, and increase your efficiency
  • Exceptional Customer Service and Product/Portfolio Support
  • Direct, Brokerage, and Advisory Securities business supported
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